iMoney · by hussh
Careful agents do the watching and the math. They bring you every move in plain dollars, and nothing happens until you say yes.
Everyone starts with $10,000 in practice money on market prices. Every trade ends with your face and a receipt.
A day with iMoney
Your Scheduled Buyer asks to put $50 into the S&P 500, the way it does on the first of every month. You read one line, approve with your face, and get back to your coffee. Four seconds.
Your Rebalancer checks your mix. Nothing has drifted five points, so it says nothing at all. No alerts, no red numbers, no reason to look.
Apple is up 24% from what you paid. Your Profit-Taker brings the math and suggests taking $120 off the table. The offer stands for an hour. You decide. It waits.
Every move is in Activity: what was asked, what you decided, what happened, each with a receipt chained to the one before. You never watched a chart.
This is what it feels like when your money works for you, and still answers to you.
Why iMoney exists
For thirty years the deal has been quiet and one-sided. The app is free because you are what it sells: your attention, your trades, your habits. The buttons glow where the platform earns. Confetti falls when you take a risk. Nothing ever asks the only question that matters: is this good for the person holding the phone?
iMoney starts from the other end. Your money moves only when you say so. Its agents are tireless and careful, and they hold no power: they watch, they do the math, they bring you a proposal in plain dollars, and then they wait. You approve it or you deny it. Either way, there is a receipt.
Nobody's information is sold. Nobody is the product. The human is in control, always. That is not a slogan. It is the architecture.
— Manish Sainani, Founder & CEO, hussh
Three promises
One
You say “$50 of Apple.” iMoney works out the shares behind the scenes and shows them once, in small print. You think in the money you actually have.
Two
No agent trades on its own. Every request arrives with what, how much and why, and it expires if you ignore it. There is no setting to switch this off.
Three
Everyone starts with $10,000 in practice money on market prices. Learn the app, and your own habits, before a real dollar is at stake.
How it works
Seven workflows make up all of iMoney. Here they are, screen by screen, exactly as they work on your iPhone.
Workflow 1 · Open it
No forms, no password, no bank details. You see the product before it asks you for anything.
Workflow 2 · Own something
Pick something you understand, say how much in dollars, and confirm with your face.
Workflow 3 · Hire an agent
Give an agent one narrow job and the most it may move in a month. It starts work asking, never acting.
Workflow 4 · Approve every move
Every request says what, how much and why, and shows how much of the budget it uses. Ignore it and it expires.
Workflow 5 · Keep the keys
Every agent shows its job, its next request and how much of its budget it has used. You can stop it at any moment.
Workflow 6 · Know where you stand
Your money in plain dollars, and a history of everything that touched it, that you can check yourself.
Workflow 7 · The quiet back office
Your account says what iMoney is, and lists what it refuses to be.
The Farm
Each agent gets one narrow job and a monthly budget you set. They propose. You decide. That line never blurs.
The payday agent
“Put $50 into this fund on the first of every month, and ask me each time.”
Weekly, every two weeks or monthly, from $10. Each run is one request that expires in a day. If a buy would break the budget, it skips, and writes down why.
The tidy-up agent
“Keep my mix where I set it.”
Two to ten assets, with the percentages you choose. It speaks only when something drifts five points or more, and proposes the trades that fix it, each one yours to approve.
The lock-it-in agent
“When something runs far enough, make the case for taking some off the table.”
It suggests trimming a slice when a position passes your threshold, never more than half, at most once a month. Its requests expire in an hour.
An agent's confidence is never a reason. Only your approval is. That is what “human in control” means when it is engineered, not advertised.
Your information, turned into knowledge
Every one of the 100 is explained in a sentence a six-year-old and a sixty-year-old can both follow. If they can't, we rewrite it.
What you paid on average, what you're up or down in dollars, and what you'd still own after any trade, before you approve it.
Every decision keeps its reason: “your monthly buy,” “Apple drifted to 78%.” Your history becomes a record of your own judgment you can learn from.
Export the whole chain as a file, any time. Hand it to your accountant, keep it with your records. It is your story, and it belongs to you.
Trust & consent
An approval is a signed authorization for exactly one trade: the asset, the amount, the expiry. It is signed by a key that lives on your iPhone and never leaves it.
Every request, approval, trade and change is written into a hash-chained record. Tap verify and iMoney re-checks the whole chain in front of you.
iMoney runs on the Personal Consent Handshake Protocol, hussh's consent layer. Information moves only when you grant it, for the purpose you granted, and the grant itself is recorded.
You own everything hussh knows about you. We never sell it. No options, no margin, no leaderboards, no confetti: your money is not a game, and you are not the product.
What comes next
The launch
iMoney opens
December 27, 2026.
Invitations go out in waves, in the order people joined, so everyone gets a calm first day.
131 / 131
Automated checks passing, including the rule that money is conserved to the cent across every move.
4 taps
From “How much?” to a receipt. Under thirty seconds, Face ID included.
0
Pieces of your information sold. Today, at launch, and forever.
Tell us where to write. You'll hear first, in the order you joined, and get the launch letter before anyone else.
Your place is saved. Invitations go out in the order people joined, starting December 27. Until then, you can try iMoney in your browser.
Asked straight, answered straight
December 27, 2026, on iPhone. Invitations go out in waves, in the order people joined. You can try the whole experience in your browser today.
Every account starts with $10,000 in practice money on market prices. It is the whole product, with nothing at stake: you learn the app, and your own habits, first. Investing with real dollars opens when it runs through a licensed broker-dealer, and not one day sooner.
Never. Agents propose; only your approval executes. Requests carry hard budgets and they expire, an hour or a day, and silence is always read as no. Firing an agent cancels everything it has pending. This isn't a setting you can accidentally turn off. It's the design.
The 100, buying and selling with practice money, every approval, every receipt and the export are free, forever. Nobody pays to join the list. If any part of iMoney ever costs money, you will see the price before you tap anything.
No. iMoney is not a broker-dealer, an investment adviser or a fund, and nothing in it is investment advice. When real money opens, trades will run through a licensed broker-dealer, named plainly before you fund anything.
No. You own your information. hussh holds it under your consent, through the Personal Consent Handshake Protocol, and shares it only where you grant it. Selling the customer is the business model iMoney exists to replace.
From December 27, everyone in your family can have their own iMoney on their own iPhone. Family accounts, where a parent approves and a child learns, arrive with real money.
The human in control, always,
over all machines.
That's the whole company, in one line. iMoney is where it meets your money.
